I've got savings and credit cards, at the end of the day I know this isn't going to be the end of the world just really hate going any further in debt. I've been home from prison 3 yrs and its taken me this long to save just that little bit and its supposdd to be for a down payment on a house next year.... it is what it is. Just need to be grateful that surgery is even an option cuz last time this happened it wasn't and I didn't use my arm for almost a year and it will effect me for the rest of my life.